For several, the charge card may be the main credit line that may bail them down if you have a emergency that is financial. Getting credit cards is generally easier if you’re used. The reason being before issuing a charge card, banking institutions and card organizations measure the applicant’s earnings. With this, you are going to need to offer documentary proofs of earnings like wage statements, income tax return (ITR) records and so forth.

But are you aware that also you are a student, retired person, or a homemaker), you can still get a credit card if you are not employed (say? Yes, it is not impossible to get one although it might be difficult for self-employed/unemployed to get a credit card. You could get a card, albeit with a few caveats.

Read more